Jewelry Insurance Tips

If you haven't had the chance to watch the FREE Valuation Video Series yet - Please Click Here for the Valuation Videos.

Jewelry Insurance Tips...

Personal Jewelry Insurance is a necessary evil. As crime and drugs increase, the risks involved in having Antique and Estate Jewelry just lying around your home seem to treble.

It becomes a nightmare and we are just not sure what to do..

But there are some real and practical things we can all do - and trust me, they help....

Here are some timely pieces of advice, but by no means comprehensive.

If you have special circumstances, it may pay you to go one step further and get some professional advice.

Balance and Common Sense...

Ceylon Blue Sapphire and Diamond RingIf you collect Antique Jewelry and your collection has grown to more than 'Just a couple of Rings' you will have a double edged sword to handle.

In the first place you have two problems.

  • You are an active buyer, so people know who you are
  • The Insurance has put 'Premiums' through the roof.

Personally, we just Hate to see items collected and never worn. Jewelry was made to adorn, so if you can, wear them. But remember this is an open advert to the whole world, that you have 'Got some Jewelry' at Home.

YOUR INSURANCE POLICY...

Your Home and Contents policy 'GENERALLY' does NOT cover your personal Jewelry over a certain amount (say $500).

Plus if you had to claim, the Insurance company may take a 'premium' from you (maybe $100) which they would DEDUCT from the final payout.

The remaining $400 may not cover one item in your collection, yet alone the 'sentimental' value associated with your personal favorites.

So you will have to list all of the items individually and get a Jewelry Insurance Valuation Appraisal certificate as well.

Article Continued Below...

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Best Prices On Related Items From eBay - right Now!

9MM Dome Style Tungsten Carbide Band Ring Size 13 1 2
9MM Dome Style Tungsten Carbide Band Ring Size 13 1 2
Paypal   US $17.99
SWAROVSKI PERIDOT CRYSTAL NECKLACE BRACELET EARRING 844
SWAROVSKI PERIDOT CRYSTAL NECKLACE BRACELET EARRING 844
Paypal   US $14.99
OCEAN JASPER 925 STERLING SILVER PENDANT NECKLACE 927
OCEAN JASPER 925 STERLING SILVER PENDANT NECKLACE 927
Paypal   US $14.99
DEEP GREEN AVENTURINE STERLING SILVER RING sz 7 a5
DEEP GREEN AVENTURINE STERLING SILVER RING sz 7 a5
Paypal   US $14.99
HNDCRFTD BURGANDY SHELL PEARL 83 BRACELET ANKLET 496
HNDCRFTD BURGANDY SHELL PEARL 83 BRACELET ANKLET 496
Paypal   US $9.99
BRILLIANT ROUND SMOKY QUARTZ SILVER RING sz 7 590
BRILLIANT ROUND SMOKY QUARTZ SILVER RING sz 7 590
Paypal   US $14.99
NATURAL SEASHELL MOTHER OF PEARL NECKLACE EARRING 490
NATURAL SEASHELL MOTHER OF PEARL NECKLACE EARRING 490
Paypal   US $14.99
TURQUOISE PEARL NECKLACE BRACELET EARRING SET 459
TURQUOISE PEARL NECKLACE BRACELET EARRING SET 459
Paypal   US $19.99
HUGE LOT JEWELRY MAKING NATURAL BEADS PENDANTS FINDINGS
HUGE LOT JEWELRY MAKING NATURAL BEADS PENDANTS FINDINGS
Paypal   US $34.87
SMOKY QUARTZ SWAROVSKI NECKLACE BRACELET EARRING SET492
SMOKY QUARTZ SWAROVSKI NECKLACE BRACELET EARRING SET492
Paypal   US $21.99
HEISHI AGATE GARNET CITRINE NECKLACE EARRING SET 621
HEISHI AGATE GARNET CITRINE NECKLACE EARRING SET 621
Paypal   US $19.99
vintage antique jewelry jewellery pendant long necklace
vintage antique jewelry jewellery pendant long necklace
Paypal   US $11.99
Free eBay Registration Today!          Want Listings Like These On Your Website?


Article Continued...

You must be a Member to read the rest of this article...

Membership is FREE!

Please Login or Register to get Site Wide Access to our Premium Content. (Membership really does have its Privileges)



Start Your Jewelry Appraisal Now!




Invitation:

Thanks for your visit, but after all the hard work (unpaid) we put into this site - if nothing else - we would certainly appreciate your comments on this article.

Go On - Be Lazy - Click here to use the form below...



#1: Complete Price Guide to Watches No. 30 - Mon, 15 Mar 2010

Complete Price
Complete Price Guide to Watches No. 30
by Cooksey Shugart, Richard E. Gilbert, Tom Engle
3.6 out of 5 stars (66)

Buy new: $29.95 $19.77
30 used & new from $18.71

(Ranking is updated hourly. Visit the Bestsellers in Jewelry list for authoritative information on this product's current rank.)

#2: Inside the Jewelry Box, Vol. 2: A Collector's Guide to Costume Jewelry: Identification and Values - Mon, 15 Mar 2010

Inside the Jewelry Box, Vol. 2
Inside the Jewelry Box, Vol. 2: A Collector's Guide to Costume Jewelry: Identification and Values
by Ann Mitchell Pitman
4.6 out of 5 stars (9)

Buy new: $24.95 $16.47
35 used & new from $8.47

(Ranking is updated hourly. Visit the Bestsellers in Jewelry list for authoritative information on this product's current rank.)

#3: The Jeweler's Directory of Gemstones: A Complete Guide to Appraising and Using Precious Stones From Cut and Color to Shape and Settings - Mon, 15 Mar 2010

The Jeweler's Directory of Gemstones
The Jeweler's Directory of Gemstones: A Complete Guide to Appraising and Using Precious Stones From Cut and Color to Shape and Settings
by Judith Crowe
4.4 out of 5 stars (21)

Buy new: $29.95 $19.77
41 used & new from $18.72

(Ranking is updated hourly. Visit the Bestsellers in Jewelry list for authoritative information on this product's current rank.)

Originally posted 2007-01-07 17:12:33. Republished by Blog Post Promoter

Others also liked these...

Every little charm on charm bracelets often signify and important moment in life, telling the story of your life on a bracelet. Sure, the charms on the charm bracelet are beautiful, but there are probably more than just trinkets to you. They actually represent some of the most important times in life for you.

Generally people like starting a charm bracelet to mark a significant event in their lives or most of the times such charm bracelets are gifted. The actual bracelets are known as the starter bracelets. Then when an important… Continue reading Charams and Charm Bracelets, Amazing Jewels.

When you are getting married it is important to have the right accessories to go along with that special day. One of the most important types of accessories a bride must have is bridal jewelry. Luckily, there are many different types of bridal jewelry out there, that you can find anything to fit your dress and personality. There are many different collections to choose from as well. One of my favorite bridal jewelry collections is haute jewelry. Below is a list of haute jewelry that you may want to consider for that special day. Depending on the type… Continue reading Bridal Jewelry, haute or not?

Subscribe / Share

Article by resident gemologist appraiser

Old enough to know better, yet young enough to not be dead yet. Born Centuries too early and still trying to catch up... resident gemologist appraiser tagged this post with: antique trader jewelry price guide, appraisal center, double edged sword, personal jewelry insurance, worn jewelry Read 516 articles by resident gemologist appraiser
It's very calm over here, why not leave a comment?

Why Not Leave a Comment - You Know You Want To...

PLEASE DON'T ASK FOR A VALUATION - IT'S ILLEGAL FOR ME TO GIVE IT BECAUSE I CAN'T SEE IT, FEEL IT, MEASURE OR TEST IT! - I Can't But YOU Can (Really)...


You Can Do Your Own Jewelry Appraisal Valuation - Right Now - Online With Our Benchmark Jewelry Appraisal Package




Spam Protection by WP-SpamFree

Enter your email address:

Delivered by FeedBurner


Benchmark Online Jewelry Appraisal Package For A Do-it-Yourself Solution...


Online Jewelry Appraisal Benchmark Package The quick and easy online package with the fastest possible result - Why? Because you fill in a simple multiple choice form and print your Certificate to your printer at Home or Work.

By doing the work yourself (took my Granddaughter 7 minutes and she was only eight years old) you make your selections following the easy multiple choice forms. You will need a plastic ruler and maybe an eyeglass, but that is all the equipment you need.

You see the software behind this amazing new program took a team of Gemologists and Valuers and Antique Jewelry Dealers nearly three years to develop. The Mission Goal was to make it so simple - ANYONE could do it!

I think we succeeded!

The program will also keep your data for 7 years in our Secure Server, so no matter what happens, you can always get an 'Emergency Certificate' should the need arise - BUT WE HOPE NOT!

This is an almost INSTANT solution to your Jewelry Appraisal Problem.

Click here for full details: Benchmark Package


Enhanced Packages With Qualified Appraisal Advisory Service Included...


Online Jewelry Appraisal Enhanced Package The Enhanced Jewelry Appraisal Package is perfect for ensuring your Online Jewelry Appraisal Self Assessment Kit is completed correctly.

Once you have finished entering your data, let our Professional Gemologist Valuers take one last look at your information.

If they find anything 'Not Quite Right' they will send you a personalized email report with all the details needed to correct your Kit before you print.

Not only that, but they will also ensure you have maximized all the possible options for you, so you will get the full Insurance cover you require.

An easy option to 'Enhance' your appraisal solution.

Click here for full details: Enhanced Packages


Deluxe Packages with Technical Staff Assistants To Do The Work For You...


Online Jewelry Appraisal Deluxe Package The Deluxe Jewelry Appraisal Solution is our classic 'Hands-Off' program, when you are either NOT SURE if you can complete the assessment form by yourself - OR - in the event you simply do NOT have the time (or inclination) to do the work for yourself.

Then we can do it for you.

At the Jewelry Appraisal Center we have several qualified and highly trained Technical Assistants who can complete the work on your behalf. Once they have all the details required, they usually complete the Appraisal Certificate inside 48 hours.

In order to participate in the Staff Assist Program however; you will need the original Store Receipts, eBay transaction information or old OUT-OF-DATE appraisals which you need upgraded into today's current value.

If you have used any of our Staff Assistants before and wish to use the same one again (subject to availability) then you can request them to look after you once you have registered. Please be aware they are very busy and can only help so many clients in a single day.

This Deluxe Option is like having your own Gemologist Appraiser work on your jewelry for you, and is HIGHLY RECOMMENDED!

Click here for full details: Deluxe Packages

When Should You Use The Appraisal Advisory Service?


Appraisal Advisory Service The Appraisal Advisory Service is included in the Enhanced Package and at a discounted price. You will find it more than simply 'Useful' because of the advantages it provides.

For those past clients who may wish to add this service to one of their existing jewelry appraisals, it is also available as a Stand Alone Program - a clever way to maximize your appraisal valuation, especially if you are going to sell your jewelry in the future.

This allows our qualified gemologist and appraiser to 'Look Over' your online jewelry appraisal Kit BEFORE you print your Certificate to ensure everything has been entered correctly.

Click here for full details: Appraisal Advisory Service...

Let Our Staff Assist Program Do The Work For You


Staff Assist Program We understand that not everyone has the time or the inclination to complete an online jewelry appraisal for themselves. So if you fall into that category - don't worry - the Staff Assist Program has been discounted AND included into our 'Top-Of-The-Range' Deluxe Package.

Simply send us your original Store Receipt or eBay description - or better yet - an old 'Out-Of-Date' appraisal with the weights, sizes and qualities listed, and one of our highly trained Technical Assistants will complete the work for you. Too easy...

If you have already purchased kits in the past but wish to use this as a separate service, it is available by booking one of our staff today!

Click here for full details: Staff Assist Program...


Total 'Hands Off' Service with Annual Renewal Warranties


Extended Warranty Jewelry Appraisals In a recent survey, one of the most asked for inclusions was a way to 'Automate' the annual renewal on clients appraisals.

Generally this is required by your Insurance company each year or so, especially if the price of Gold or Gemstones has risen (or fallen) by more than 10% percent.

Customers simply wanted an easier way to get an upgrade without going through the procedure again - after all - the data is still in the database, so why type it all in again?

So we arranged an annual renewal payment with a HALF PRICE DISCOUNT as a standard option, but you can now UPGRADE that to our EXTENDED WARRANTY SERVICE where we do all the work for you each year.

Click here for full details: Extended Warranty Upgrade...

Ask The Appraiser

If you have anything you would like to ask then use this BIG RED BUTTON to Ask The Appraiser.

Ask the Appraiser and start your Online Jewelry Appraisal Now!

PLEASE DON'T ASK ME TO VALUE ANYTHING!

It is illegal for me to do that because I can't see, feel, test or measure the item in question.

YOU CAN - BUT I CAN'T...
The reason is you may have the original documentation, an eBay Seller description or an old 'Out-of-Date' appraisal with all the details listed, plus you can see feel, measure and test the item yourself.

Home Study Course

For those of you who might like to complete a Home Study Jewelry Appraisal Course - Please click on the Image to get more information...

If you simply wish to complete an Online Jewelry Appraisal right now, you can do so by starting your own Jewelry Valuation Benchmark Package

Recommended Products: